Arta Pay

Arta Pay is your personal credit line for art, luxury & collectibles - buy from galleries, auction houses and platforms worldwide.

10 monthly payments

  • Pay a deposit, then nine fixed monthly payments including a finance charge. No surprises.

Credit lines from $1,000 to $100,000+

  • Choose an amount for one purchase, or set your collecting budget

Apply online in minutes

  • Real time application, soft credit inquiry won’t affect your credit score

How it Works

  1. Apply online in minutes
  2. Use your credit line to make purchases
  3. Pay a minimum 10% deposit for every new purchase
  4. Pay 9 monthly installments including a flat finance charge
  5. Sellers get paid by Arta within 5 business days

Currently for US collectors only, sellers can be worldwide

Purchases in another currency will be converted to USD for monthly repayments.